Husband UK citizen, UK born, Naval Veteran of 25 years and Naval Pensioner, 67 years of age. English Tutor part time. May transit to online work. Plan to open an English Language school for foreign visiting students on return to UK using my contacts abroad. Daughter, British Passport Holder, 11 years of age, Primary School Penultimate Year A and B grades, Accomplished visual artist with International competition wins. parents want to enrol her in schools that can develop her talents, through to University and beyond. Both living in Hong Kong. Wife, HK passport holder, PRC native, English speaker, Housewife 55 years old. Does not qualify for BN(O) scheme. Own own home value GBP 450-500,000. No Mortgage, Bank account Approx. GBP 5,000 Approx. living cost < GBP600 per month Income from Pension and Tutoring approx. GBP1,000 per month. Wish to return as a family unit to UK in the next few years dependant upon the political conditions in HK. The advice so far is Spousal Visa from companies that have sprung up here in the recent situation. This earns them big fees and is to be expected. I see the situation, that I have the right and my daughter has to right to "return home" and it would not be a human right to deny that automatically to my wife and mother of my daughter. The present OVERT rules are designed for those not as us and of young working age, professionals and the like. We wish to return and use some of our capital to buy a simple house, run a simple business and live a simple life whilst my daughter finishes school. I am aware of UNHCR Article 8 but cannot get a grip of its nuances. Looking for advice of the best and least costly way to transit my family to UK permanently.